Pricing and service options
Neutral advice
Compare policies for retirees confidently and clearly
Start with a simple intake of needs and receive a structured comparison of relevant policy features, insurer contacts, and suggested next steps based on available documents.
50+
Products reviewed
3
Service tiers
1
Office location
InsoraNSenior is a matching and information service and does not underwrite policies.
Quick eligibility check
A simple checklist to identify likely eligibility constraints such as maximum entry age, waiting periods, and common exclusions that may apply to retirees.
See eligibility checklist
Claim procedure summaries
Summaries of claim submission steps and documentation commonly required by Malaysian insurers.
See eligibility checklist
Provider network maps
Information on hospital networks and outpatient providers included in selected plans, when available from insurer materials.
See eligibility checklist
Transparent fees
Service tiers
Options to suit different levels of review and support
Free
Basic information
0
- Access to general guides and checklists
- Summary of common retiree policy features
- Limited comparison matrix samples
- Email contact for clarification
- No direct purchase assistance
Paid
Standard comparison
4350
MYR
- Profile-based insurer matching tailored to common retiree needs such as fixed-revenue planning and medical coverage options.
- Comparison of basic policy terms from multiple providers to highlight differences in premiums, deductibles and coverage limits.
- Guidance on required documentation and steps to apply for shortlisted policies through InsoraNSenior.
- Email updates about new offers relevant to the user profile and policy comparisons performed on InsoraNSenior.pro.
- Access to an online dashboard with saved comparisons and notes for up to one year from registration.
Comprehensive
Pro Plan — Enhanced Matching and Support
7850
MYR
- Advanced matching that includes additional underwriting considerations commonly relevant to retirees, such as pre-existing condition disclosures where applicable.
- Personalised liaison with participating insurers for clarification of product terms and optional coverages.
- Priority processing of quote requests and expedited delivery of insurer responses via the InsoraNSenior platform.
- Secure storage of application documents and a consolidated timeline of interactions with insurers linked to the user account.
- Periodic policy reviews and notifications when materially relevant plan changes or new retiree-focused products become available.